Remembering TCPaul, 2016-2019

Delaying social security

Forgetting the likelihood it'll be gone by the time those in superttthero05/15/19
Personally I would take it as soon as possible. Don't liste imoothereforeim05/15/19
It only makes sense if you generate sufficient passive incom vohod05/15/19
Most people break even somewhere in their early to mid-80s - midlaw05/15/19
superttthero (May 15, 2019 - 12:29 pm)

Forgetting the likelihood it'll be gone by the time those in our late 30s need it, why does everyone advice that you push SS into full retirement?

In your 60s you're basically already facing off with death. Most people make it to their 80s in bad shape, if they even make it that far.

Why wouldn't you enjoy less money at 62 rather than game on being around to enjoy more at 67? I know everyone is different, but every article I see on this stuff seems to chastise people for not waiting or imply they are losing money (which in fact is not correct if you look at total amount paid.. i.e. if you don't get paid for ages 62-67, it'll take years for you to make up that lost money with the higher payment, years you may not live to see).

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imoothereforeim (May 15, 2019 - 12:31 pm)

Personally I would take it as soon as possible. Don't listen to all the "experts" on the net.

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vohod (May 15, 2019 - 1:12 pm)

It only makes sense if you generate sufficient passive income that SS payments of any type are disposable income.

62, imfo

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midlaw (May 15, 2019 - 1:17 pm)

Most people break even somewhere in their early to mid-80s - right about the time of the great die off. Financially it's pretty much a push and really depends on your personal health and the amount of other assets.

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